Most Alberta home insurance policies require you to report damage "as soon as reasonably possible," and many have a filing window of one to two years from
<p>Most Alberta home insurance policies require you to report damage "as soon as reasonably possible," and many have a filing window of one to two years from the date of the storm, but this varies by insurer and policy.</p>
<p>Alberta sits in one of the most hail-prone regions in Canada, and the Calgary area in particular sees a concentrated hail season through the summer months. Even hail that looks minor from the ground can bruise the mat beneath a shingle's surface granules, which weakens the shingle without necessarily creating a visible hole — meaning damage isn't always obvious until it starts leaking months or years later.</p>
<p>In practice, this usually means acting within days of a storm rather than weeks — photograph the damage from the ground, avoid climbing onto the roof yourself, and get a professional inspection scheduled before you file or finalize a claim. The documentation you gather early on tends to matter more than anything you do later in the process.</p>
<p>Check your specific policy wording or call your insurer directly rather than assuming a standard timeline applies.</p>
<p>If you're dealing with this in your own home, Raico Roofing offers free, no-obligation inspections across Calgary and the surrounding area. Call us at (403) 401-6509 or email info@raicoroofing.ca and we'll give you a straight answer.</p>
Contact Raico Roofing for a free quote.